Afterpay Australia

Afterpay provides a buy-now-pay-later payment service that lets consumers make purchases and pay in four payments (Pay in 4) or via other merchant-facing products such as Pay Monthly and the Afterpay Card. The service is available online and in-store through the Afterpay app and includes features such as smart spend limits and no interest when Pay in 4 terms are met. Afterpay operates in multiple countries and publishes consumer-facing information including account, payments and support resources.

For businesses, Afterpay offers a platform partner program and integrations for e-commerce platforms, payment gateways and cross-border specialists. The company provides an Afterpay API, partner onboarding and technical support, marketing resources and a certified partner community intended for integration partners, system integrators, marketing agencies and consultancies. Merchants receive full payment from Afterpay upfront while customers make scheduled repayments to Afterpay.