Xero

Xero is a cloud accounting software provider that brings invoicing, VAT, payroll, reporting and integrations together for small and medium-sized businesses, self-employed users, and accounting practices. The platform connects to banks, third‑party business apps and payment providers, and supports HMRC Making Tax Digital (MTD) reporting for UK customers.

Xero offers features for managing invoices, bills, expenses, payroll, inventory and purchase orders, plus an AI finance assistant called JAX. For accounting firms and bookkeepers it provides the Xero Partner Programme and Xero Partner Hub with Practice Management and tax tools to manage clients, jobs, time and billing. The site also promotes an affiliate/referral option for publishers, influencers and creators to apply and earn for recommending Xero.